You live your live as socially and environmentally conscious as you can. You eat organic food, don’t buy products created in sweatshops or with child labor, and care about the environmental practices of the companies that produce the products you buy.
Banking without a branch is getting easier. Mobile-deposit capability, refunds of ATM fees and customer service that extends beyond the phone to online chat and social media allow customers to get by without tellers or a dedicated network of ATMs. Plus, because internet banks don’t have the overhead costs that come with full-service branches, they tend to have lower fees and higher interest rates.